A clear path for retirement income… A clear path for making work optional… A clear path for navigating life’s difficult transitions… A clear path for juggling business and personal financial success…

Typical Fees

We work on a fee-only basis and tell you what to expect upfront. Fee-only means we are paid by you, the client, because we think that’s the best way to ensure that you get completely objective advice. We receive no commissions, trailing fees, incentive fees or any other type of compensation for any product or sevice that we recommend. When the management of your account requires the purchase or sale of securities for which a transaction fee is charged, you will pay that directly to the brokerage firm handling the transaction and not to us. Many of the products we recommend do not have a transaction fee.

There is no charge for the initial consultation, during which we can discuss what services you need and what we can offer. No surprises. No hidden fees. We have two compensation arrangements:

1.  Hourly cost to provide financial planning and investment advice with total estimate in advance.
2.  Flat cost for some projects, based on the complexity. Project costs are quoted in advance.

Financial Planning & Projections: Typical Cost Ranges 

Financial Plan: $1,500-$4,000 depending on the complexity of your finances and how much you want to do.

A Plan Often Includes All or Some of These Tasks depending on your needs:

  • Goal Setting or Prioritization
  • Portfolio Analysis including finding hidden fees you may be paying
  • Investment Planning
  • Retirement Planning/Income Planning
  • Education Planning
  • Estate Planning, Tax Planning
  • Cash Flow and Spending Plan/Record-keeping
  • Employee Benefits and Insurance Planning

Partial Plan Addressing Certain Life Events and Situations: $700-$1,000

Financial Physical
Real-time Planning and Recommendations to Get Your Financial Life on Track
Advance Analysis +  2 hour session: $750

Investment Portfolio Evaluation 
Includes an evaluation of portfolio(s), positions and strategy and recommendations for change
Initial - $800
Subsequent Yearly Evaluations - $500-$600

2nd Opinions
on approach or a product (investment, annuity, insurance, etc) if you work with a commission
Based on Advisor: $200-$400

Business Planning and Coaching (click to view details)

The Way Advisors Get Paid (click to view details)

Annual Advisory Program (click to view details)

Continuous Service Program (click to view details)